April is National Social Security Month. During this month, it is important to educate the public about who the Social Security Administration is, why they exist, and the programs and service available to help them Secure Today and Tomorrow.

For more than 80 years, Social Security has helped secure today and tomorrow with information, tools, and resources to meet our customers’ changing needs and lifestyles.

Here are five steps toward your financial security. Planning for the future may seem intimidating to many, but we’ve broken the task down into small, easy steps:

Celebrate National Social Security Month. Take 5 steps toward your financial security. Social Security Administration – Securing today and tomorrow. Start Now. Produced at U.S. Taxpayer Expense.

  1. Get to know Social Security;
  2. Verify your earnings;
  3. Estimate your benefits;
  4. Apply for benefits; and
  5. Manage your benefits

Along with these popular steps to secure yourself financially, here are a few things you should be aware of in regards to Social Security.

The Full Retirement Age is Inching Up

retirement

Many Americans work a 40+ years, 40 hours a week if not more to just one day retire. It is important that you take a look at the full retirement age so that way it does not affect you later down the road. The full retirement age is 66 years and 4 months old. At this point, people will receive 100% of their benefit. If you are looking to retire early, it is advised you look at the benefits table outlined by the Social Security Administration.

After 2034, You Will Only Get Roughly 75 Cents on the Dollar in Benefits

It is projected that nearly 40% of the market will be made up of Seniors by year 2030. This fact alone is why eventually you will see a decline in the Social Security benefit. This is mostly due to the significant decline in the workforce that will be experienced by then.

The SSA’s Name is Being Used in Popular Scams

If you get an email from the Social Security Administration with a subject line “Get Protected” you should not open this email. If you are concerned about the SSA trying to get in touch with you, you can always go to their website and contact them.

It is important to us here at BlueStar HonorCare that our Seniors are safe, healthy, and protected. In regards to securing their financial security, there are many efforts out there to scam our Seniors. Though we might not be the SSA, and we are not able to protect our seniors social security, we are here to provide peace of mind and be there in the event of injuries. To learn more about how BlueStar Honorcare can help you or your loved ones, visit our website

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